Financial Planning Services

Planning ahead for the future is very important to make sure your loved ones are protected in a tragedy.  We offer disability insurance, long term care, annuities, and life insurance planning for our clients to help ensure they are prepared when it matters most.  Discounts are also available if you pair your disability, life insurance, or an annuity with your home, auto, business or farm insurance.

Buy-Sell Agreements and Key Person Life Insurance are important tools that can help ensure your business keep going after the loss of an owner or key employee.

In the event of death or disability, planning ahead can help your loved ones cover funeral costs, ongoing living expenses, pay off debt, pay for college, and protect from financial hardship. 

Life Insurance should be strongly considered in any farm succession plan.  It is a great way to help ensure that the farm can stay in the family for generations to come by helping to pay ongoing expenses, pay off land or machinery debt, and reduce estate taxes.   

Disability and long term care insurance will help pay for health and living expenses if you are disabled or unable to care for yourself.  Annuities are a great way to earn guaranteed growth on your investment and can even offer lifetime income.