Protect your retirement

Guaranteed Interest Rates to Protect Your Hard-Earned Money

For a guaranteed return on your money without worrying about the volatility from the stock markets, consider a Multi-Year Guaranteed Annuity (MYGA) in your retirement plan. MYGA's are a type of fixed annuity that protect your investment and accumulates interest at a guaranteed rate for a specific period of time. Your money can safely grow tax deferred at a higher rate of return than you generally see from CD's or Money Market Accounts. They can offer many benefits such as lowering taxable income, tax-deferred growth, customizable options, and peace of mind.

We currently offer up to a 5.95% return [Updated 3/24/25]

Certain restrictions may apply. Withdrawals may be taxable and subject to tax penalties if made before age 59-1/2. Refer to policy for all terms and conditions.

What Are The Tax Advantages of an Annuity?

What is the Future Value of an Annuity?

Financial Planning Services

Protect Your Loved Ones

In the event of death or disability, planning ahead can help your loved ones cover funeral costs, ongoing living expenses, pay off debt, pay for college, and protect from financial hardship.

Protect Your Business

Buy-Sell Agreements and Key Person Life Insurance are important tools that can help ensure your business keep going after the loss of an owner or key employee. Discounts available if you pair your disability, life insurance, or an annuity with your home, auto, business or farm insurance.

Protect Your Farm

Life Insurance should be strongly considered in any farm succession plan. It is a great way to help ensure that the farm can stay in the family for generations to come by helping to pay ongoing expenses, pay off land or machinery debt, and reduce estate taxes.

Protect Your Future

Disability and Long Term Care help pay for health and living expenses if you are disabled or unable to care for yourself. Annuities are a great way to earn guaranteed growth on your investment and can even offer lifetime income.

Watertown Insurance LLC DBA Kranz Insurance

521 10th St NW, Watertown, South Dakota 57201, United States

6058864200

Insurance coverage cannot be bound or changed without direct confirmation from a licensed insurance agent. Medicare Disclaimer: We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Copyright © 2018 Kranz Insurance - All Rights Reserved.